Equipment attached to the boat, such as a fish finder or downrigger, would be covered as part of the watercraft. You can protect equipment like fishing gear and shellfish traps with optional coverage up to $10,000. You're protected whether it's damaged accidentally or stolen from your boat, garage, car or even out of the water.​
Yes, as long as your personal watercraft is listed on your policy. ​
Your coverage extends to only those listed on your PEMCO Mariner policy. ​