Renters insurance
Get your renters quote
Worry less and live more knowing your belongings are covered
We understand that your home is more than just a place to live, it's your sanctuary, and we want to help you preserve it. PEMCO renters insurance is designed to give you the peace of mind you need so you can focus on enjoying your life. Our comprehensive coverage and easy claims process make us the go-to-choice for renters in the Pacific Northwest.
Find out what makes PEMCO one of the best insurance companies in the Pacific Northwest, serving renters in Washington and Oregon for over 75 years.
Protecting the things you love
In the instance of a disaster, fire, theft, and more, your personal possessions deserve to be covered. On average, renters have $30,000 in personal property. With PEMCO, get the policy you need.
Comprehensive coverage
Our renters insurance provides protection for your personal property against theft, fire, water damage, and more. You can tailor your policy to your specific needs with additional coverage options.
Competitive rates
Our rates are some of the most competitive in the industry, so you can have peace of mind without breaking the bank.
Easy claims process
We know that making a claim can be stressful, which is why we have a dedicated claims team to help you every step of the way.
Local expertise
Our agents are experts in providing personalized service to our customers in the Pacific Northwest and understand the unique challenges and risks that come with living in the region.
Renters Insurance, what you need to know
Looking for the right coverage for your personal possessions? Here’s what you need to know about how much insurance will cover your belongings, how you can save money on your policy, and more.
What does renters insurance cover?
Our renters insurance can cover personal property, liability, and additional living expenses. This may include protection for your belongings in case of damage or theft, liability protection in case someone is injured on your rental property, and coverage for temporary living expenses if your rental becomes uninhabitable due to a covered loss.
How much renters insurance do I need?
The amount of renters insurance you need depends on the value of your personal belongings and your liability coverage needs. Our expert licensed agents can help you determine the right amount of coverage for your unique situation.
How do I file a renters insurance claim?
You can file a claim on the Go PEMCO app, by calling our claims team at 1-800-GO-PEMCO, or by visiting our website and filling out a claims form. Our claims team will guide you through the process and help you every step of the way.
Can I bundle renters insurance with my auto insurance?
Yes! You can bundle renters insurance with your auto insurance for additional savings. Our agents can help you find the right bundle options for your needs.
The definitions on this page are simplified and therefore not legally binding. Your policy will have more details about your specific coverages and exclusions. To learn more about your specific policy, you can log into your PEMCO self-service account or talk with your local PEMCO agent.
FAQ
Renter tips and resources
PEMCO is here to help you worry less and live more by providing you with prevention tips and resources straight from the experts.
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