Umbrella insurance
Get your umbrella quote
In today's world, more coverage can make a big difference
As a responsible individual, you already have a home, auto, or renters insurance policy in place. However, sometimes, these policies may not provide enough coverage for a significant loss or a lawsuit. That's where umbrella insurance can come in.
Our umbrella insurance policy provides an extra layer of protection over and above your existing PEMCO home and auto policies. It's designed to help safeguard you against unexpected events that could put your financial future at risk, such as a major accident or a lawsuit. With PEMCO's umbrella insurance, you can enjoy peace of mind, knowing we’re your partners in prevention, and here if you need us.
Why choose PEMCO for your umbrella insurance?
Umbrella insurance provides an extra layer of protection beyond your basic coverage, giving you peace of mind and financial security, truly allowing you to worry less. When you insure your home, rental, condo, car or boat with PEMCO, our licensed agents can help you identify additional coverages you need to meet your unique needs.
Experience you can count on
PEMCO has been serving the Pacific Northwest for over 75 years and has earned a reputation as a trusted insurance provider, with best-in-class customer service and expertise you can rely on.
Your interests are top of mind
We are a mutual insurance company, which means we are owned by our policyholders, not shareholders.
Insurance that fits you
We offer customizable insurance policies that fit your specific needs and budget.
Expert support when you need it
Our experienced agents provide excellent customer service and are always available to answer your questions.
Get the extra protection you need with a PEMCO Umbrella policy with up to $5 million in additional coverage. Request a quote today and enjoy the peace of mind that comes with knowing you're covered when the unexpected happens.
Umbrella insurance, what you should know
Umbrella insurance is designed to protect you from large, unexpected financial losses that can result from lawsuits and other legal claims. Learn how what’s covered.
What is umbrella insurance?
Umbrella insurance is an additional insurance policy that provides extra liability coverage above and beyond the limits of your underlying policies. Learn more about umbrella insurance.
What does umbrella insurance cover?
Umbrella insurance covers you in the event that you are found liable for damages that exceed the limits of your primary insurance policies. It provides coverage for a wide range of incidents, including bodily injury, property damage, libel, slander, and defamation. Umbrella insurance can also cover some claims expenses and defense costs associated with a lawsuit.
How much umbrella insurance do I need?
The amount of umbrella insurance you need depends on several factors, including your assets, income, and potential risk factors.
The definitions on this page are simplified and therefore not legally binding. Your policy will have more details about your specific coverages and exclusions. To learn more about your specific policy, you can log into your PEMCO self-service account or talk with your local PEMCO agent.