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PEMCO rewards for responsible homeowners and renters
Save money on your home insurance policy with PEMCO. We offer a range of discounts and rewards for customers who take steps to minimize their risks and protect their homes.
Claims-Free Discount
No claims in three years? You’ve earned some savings.
Home Plus Auto Discount
Cover your car and home with PEMCO, and you can save on both.
Educator Discount
You qualify even if you’re not a teacher. Save if you work for a school (public or private), community college or university, and keep the discount when you retire.
Protection Device Discount
Save when you use fire, gas, theft and water devices that have alarms, are self- or centrally monitored or have an automatic shutoff.
Sprinkler Discount
You'll save if your home has a sprinkler system.
Fire-Resistive Construction Discount
For condo owners, save if your building is built from fire-resistant materials. You’ll get a discount when your outside walls, floors and roof are made of concrete, stone, tile, brick and/or gypsum block.