Looking for home insurance quotes?

Start with all the discounts on homeowners insurance you can

Find out how affordable it is to protect what’s likely your single biggest investment. Make sure you request these discounts with your free quotation.

Claims-Free Discount

Save if you haven’t had a claim in three years.

Home Plus Auto Discount

Insure your car with PEMCO, too, and we’ll trim your bill for both your auto and home insurance.

Educator Discount

You qualify even if you’re not a teacher. Save if you work for a school (public or private), community college, or university. Keep the discount when you retire.

Sprinkler Discount

If your home has a sprinkler system, you’ll save.

Newer Home Discount

Save if your home is less than 15 years old. The discount is on a sliding scale, so the newer your home, the more you save.

Fire Resistive Construction Discount

Save if your home is built from fire-resistant materials. You’ll get a discount when your outside walls, floors, and roof are made of concrete, stone, tile, brick, and/or gypsum block.

UW Discount (alumni)

If you’re a University of Washington graduate with a bachelor’s or advanced degree, and you’re living in Washington or Oregon, you’ll qualify for a discount. (Customers who qualify for the Educator Discount and graduated from UW will receive the Educator Discount only.)