Car insurance discounts for teachers? Good students? Defensive drivers? Auto and home insurance discounts? They’re all here to help you cut your car insurance costs.
Auto and Home Discount
Insure your autos and home (whether you own or rent) with PEMCO, and we’ll trim your bills for both!
Educator Discount
Save if you work for a school (public or private), community college, or university. Keep the discount when you retire.
Safety/Security Feature Discount
Airbags and car alarms save you money.
Good Student Discount
Save with your GPA of 3.0 or higher.
Distant Student Discount
You’ll save if your student attends school more than 75 miles from home and does not have a car at school.
Defensive Driver Discount
Drivers age 55+ can save when they complete a certified defensive driving course.
University of Washington Alumni Discount
If you have a bachelor’s or advanced degree and live in Washington or Oregon, you qualify! (Graduates who also qualify for the Educator Discount will receive the Educator Discount only.)
Accident Forgiveness Benefit
Been a safe driver with PEMCO for five or more years? Your rate won't increase after your first minor accident. And unlike other companies, we offer accident forgiveness to each driver on your policy, not just once per policy.
Minor Ticket Forgiveness Benefit
No tickets for five years? You won't see your rate increase for your first minor ticket.
Loyal Auto Customer Discount
You start getting this discount after one year with us.
Advance Purchase Discount (for new business)
You qualify for this discount when you buy a PEMCO policy seven or more days ahead of when coverage starts.
Homeownership Discount
You get the Homeownership Discount just for owning your home, mobilehome, or condo.
Low Mileage Discount
You qualify for this discount if you drive your vehicle fewer than 8,000 miles annually.
New Vehicle Discount
You get this discount if your vehicle is fewer than five model years old when your policy becomes effective.
Paid in Full Discount
Pay your bill either in one annual payment or two six-month payments to save even more.