Get your home quote
Get your PEMCO home insurance quote for Oregon today
As a company founded (and still operated) in the NW, we'll protect your home from foundation to roof. Because the less you have to worry about your house, the more you can get out and experience everything life in the Northwest has to offer.
What a PEMCO home insurance policy can cover
From storm damage to stolen garden gnomes, we look after your home both inside and out.
Dwelling and Other Structures
Coverage for your home's foundation, roof, windows, walls or plumbing. Additional options are available to cover other structures on your lot, like detached garages, sheds and playhouses.
Loss of Use
If your home is unlivable due to an accident or natural disaster, we offer coverage to help pay your living expenses while it’s repaired or rebuilt.
Furniture, Appliance and Personal Belongings
We offer coverage for all the items that make your house home: from your HVAC to your washer and dryer to your jewelry. If it was stolen or damaged during a covered loss, we’ve got you covered.
Replacement Cost
Some things go up in value over time, so your property is covered for what it would cost to be replaced today, not what you paid for it originally.
Disaster
If your property suffered damage due to fire, smoke, storms, or crimes like vandalism or burglary, you’re protected. (Like most policies, this does not cover floods, earthquakes, or normal wear and tear.)
Personal Liability and Medical Payments
You’re covered for damages (as well as medical and legal expenses) if someone is injured or something of theirs is damaged while on your property.