With PEMCO, you select a single deductible on your hull and motor(s), and a standard $50 deductible applies to your trailer. If more than one item is damaged in a single loss, you’ll pay only one deductible. You save even more when you qualify for these discounts:
Diesel Power Discount
Save if you use diesel.
Go three consecutive years without a claim and save.
Boat Plus Auto or Home Discount
Insure your home or car with PEMCO, too, and save.
Save even if you don’t insure your home with PEMCO.
Insure two or more boats or personal watercraft on the same policy and save. (Co-owned watercraft not eligible for the discount.)
Approved Boating Safety Course Discount
Save when you keep your boating skills sharp!
Automatic Fire Extinguisher Discount
Another safety feature that saves you money.
Ship-to-Shore (VHF) Discount
Stay in contact, save money.
Advance Purchase Discount
Save when you buy a new policy at least one day ahead of the effective date. And keep saving for three years!