Save with boat insurance discounts

Get affordable rates and no-nonsense deductibles

With PEMCO, you select a single deductible on your hull and motor(s), and a standard $50 deductible applies to your trailer. If more than one item is damaged in a single loss, you’ll pay only one deductible. You save even more when you qualify for these discounts:

Diesel Power Discount

Save if you use diesel.

Claim-Free Discount

Go three consecutive years without a claim and save.

Boat Plus Auto or Home Discount

Insure your home or car with PEMCO, too, and save.

Homeownership Discount

Save even if you don’t insure your home with PEMCO.

Multi-boat Discount

Insure two or more boats or personal watercraft on the same policy and save. (Co-owned watercraft not eligible for the discount.)

Approved Boating Safety Course Discount

Save when you keep your boating skills sharp!

Automatic Fire Extinguisher Discount

Another safety feature that saves you money.

Ship-to-Shore (VHF) Discount

Stay in contact, save money.

Advance Purchase Discount

Save when you buy a new policy at least one day ahead of the effective date. And keep saving for three years!

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