Renters insurance

5 tips for relocating to a new city

Thursday, July 19, 2018by  Ama Monkah

New city new place.jpgMoving to a new city for school or work isn't an easy thing to do. This may be the first time you're away from your immediate family, but it's a worthwhile risk you should be willing to take. Once you're at the point where you've settled down and found a place to live, make sure you take these 5 steps into consideration:

1. Get renters insurance: Whether you are moving into a studio, apartment, or townhouse, renters insurance will give you the peace of mind that your belongings are protected. Many insurance companies, including PEMCO, provide it at a low cost starting at about $10 a month.

2. Housing essentials & decor: Make sure you stock up on essentials for the kitchen, living room, bedroom, and bathroom. There's nothing worse than using the bathroom and realizing you have no toilet paper or cooking a recipe and missing something as basic as sugar. When it comes to decorations, there are many inexpensive thrift stores and websites you can look for to find inspiration to set a theme for your home. Find a way to incorporate inspirational artwork or photos of people around your living space; for me it would be powerful women like Issa Rae, Serena Williams, and Lupita Nyong'o . In addition, hang up photos of your family or emblems that remind you of your hometown.

3. Find reliable transportation: Paying for rent on top of car insurance can be expensive and may not be feasible for everyone. Finding reliable public transportation is a great alternative to get from Point A to Point B in a reasonable amount of time. Most large cities have easy transit systems that include busses and trains with prepayment metro cards. If the bus can't take you to a specific location, rideshare or carpool with a friend to get you where you need to be … just make sure to spot them with gas money!

4. Try new foods & explore the night life: There is so much diversity in cities and an easy way to learning what your new city offers is trying different cultural restaurants. Moreover, you can explore diversity by visiting museums, getting lost, and discovering intricate street murals and statues.

5. ALWAYS have money for the rainy days: Save. Save. Save. This cannot be stressed enough when you live on your own. When you find yourself with extra money after taking care of your basic needs, don't impulsively splurge your money on things you won't use or need. We can all fall victim to doing this, but situations may come up in the future that are out of our control.

I can't make any promises that moving to a new city will be an easy transition, but you can rest assured that these five steps will help make it a more enjoyable experience.

If you're someone who has experienced moving, comment below with some tips and tricks that you found useful.

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Comments on this post

personMJ07/30/2018 11:27 PM
Great tips; I work at PEMCO and still learn every day. #1 so important, PEMCO will help you to worry less and live more; #5 agree, agree, agree! My success formula is Save, Give, and Spend. Like tip #5 I start by building savings for emergencies.

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