Q: How do I cover my motorhome, trailer, or camper?
A: Spring is here, after a balmy winter that felt like spring. You might be thinking of pulling the cover off your RV and hitting the road. But what insurance do you need to ensure you’re protected while traveling beautiful North America? The answer lies in the type of recreational vehicle you plan to use.
Conventional trailers, campers, fifth wheels, and canopies that you own are protected automatically for liability under the coverage for their tow vehicles. That means, if you’re not concerned with protecting a non-motorhome RV against damage, then you’re already covered when it’s towed by your insured vehicle. For a small premium, PEMCO also can protect your RV against damage by adding comprehensive and collision coverage to your existing liability coverage.
Motorhomes, on the other hand, are self-propelled and insured much like other vehicles on your policy. You can select from the standard choices, just as you would with your automobile, to ensure your motorhome is well-protected. While motorhomes often cost much more than a car, insuring one need not be as expensive as you think! We recognize that motorhomes generally have less use than a regular vehicle, so we provide you with a special Motor Home Discount to keep rates as low as possible.
Regardless of your preferred mode of traversing the North American countryside, PEMCO can help!
