What is pet insurance and why do you need it? | PEMCO

May 16, 2024 by PEMCO Insurance

GettyImages-1300404055.jpgIf you’re a pet owner, you know that your pet is a member of your family, and you’d do anything to protect them.    
Has your pet ever experienced an accident or sudden illness that required medical care? Not only can those situations be scary, but wondering how to pay for expensive medical bills can add a whole other layer of stress and worry.  
This is where pet insurance comes in.  

Peace of mind when it matters most  

Pet insurance is a type of insurance that covers the eligible medical expenses of your pet in case of an accident, illness, or injury. Pet insurance also provides peace of mind, knowing that it can help you afford the best care for your furry family member, no matter what happens.  
You’ve probably heard of this heartbreaking story: A pet gets sick or injured, and the cost to treat them is an insurmountable obstacle. In this scenario, owners may have to face some incredibly difficult choices (which include saying goodbye to their pet, going into debt, and others). However, with pet insurance, you can focus on your pet’s road to recovery, knowing that many of the eligible expenses will be covered.  
PEMCO is excited to help you protect your furry family members through our partnership with Pets Best.  

How much does pet insurance cost? 

The cost of pet insurance depends on several factors, such as the type and breed of your pet, their age, the level and type of coverage you choose, and the deductible and reimbursement options you select. In general, pet insurance premiums can have a wide range, depending on these factors. You can explore different options online to find the best option for your budget and needs.  

How to get pet insurance through Pets Best  

Getting pet insurance is easy and convenient. You can apply online and get a quote in minutes. You can choose from different plans and customize your coverage, deductible, and reimbursement options. You can also add optional benefits, such as wellness coverage or alternative therapies.   

Once you enroll, you can start using your pet insurance right away, as there is no waiting period for accidents. For illnesses, there is usually a waiting period of 14 to 30 days, depending on the plan. To file a claim, you just need to submit the veterinary invoice and a claim form. 
When we say we want to help you worry less and live more, we mean it. With pet insurance through Pets Best, you can make sure *every* member of your family is prepared for the unexpected.

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