It's a not-so-jolly fact about the happiest time of year: ID theft spikes during the holidays, owing to factors like consumers using their credit cards more, shopping on unfamiliar websites, crossing paths with less-than-honest retail temporary workers (who may have slipped through rushed background checks), and more ID security issues.
Add to that, Washington and Oregon rank No. 2 and No. 3 in the nation for identity theft (topped only by Florida), and you'll want to keep a wary eye on your credit card bills for the next few months.
Fortunately, if you do spot something suspicious, you have a powerful ally on your side. As a PEMCO policyholder, you automatically receive PEMCO ID Smart, a free, value-added identity theft assistance service to help you fight crooks looking to cash in on your good name.
You and your family members can call us and get transferred to a fraud-resolution specialist who can help you assess your risk and take steps to resolve identity theft or suspected fraud. It's completely confidential, and not a day goes by that we don't refer at least one person for help.
Recently, we retooled our PEMCO ID Smart website to help you avoid becoming one of the 2 million people who fall victim to identity theft each year in the United States. It now includes more fraud-prevention tips and a link to easily order free copies of your credit reports from all three credit reporting agencies. Check it out!