Consumer tips
Home insurance

​Protect your home in windstorms

Windstorm blowing over power line 

When a windstorm hits, PEMCO Insurance stands ready to handle customer claims and answer calls all day and all night. But if you get advance warning of a windstorm, here are steps you can take to minimize damage and inconvenience:

  • Use common sense

    – stay inside, out of harm’s way.
  • Replace batteries

    in flashlights and portable radios.
  • Secure awnings

    , canopies (including truck canopies), garbage cans, barbecues, and other items that could blow away.
  • Store some water beforehand

    in gallon containers. This is especially important if you rely on a well (and an electric pump) for your water.
  • Don’t rely on cordless phones

    , which don’t work when there’s no power.
After the storm , if you lose power at home:
  • Unplug TVs, stereos, computers, and appliances

    to prevent surges when power is restored.
  • Do NOT use a camp stove, barbecue, or gas lantern in the house.

    Use them outdoors only. Otherwise, there’s a serious risk of carbon monoxide poisoning.
  • Never use a generator indoors

    , inside the garage, or near the air intake of your house because of carbon monoxide danger.
  • Be extremely cautious when using candles

    , which are a leading cause of fires even under normal circumstances. Burn candles only in noncombustible containers, and never leave them unattended.
  • Avoid opening your refrigerator or freezer.

    If you must get food out, open the door as briefly as possible to keep the cold air trapped inside.
  • If you go out, b

    e particularly alert for downed power lines.

  • Be cautious at intersections

    , where traffic lights might lose power. If the traffic lights are out, treat the intersection as a four-way stop.

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