We made each decision on a case-by-case basis, after a thorough review of each individual property. We looked at dozens of factors like: property condition, loss history, whether the homes had been Firewised properly, topography and access (for firefighters, how close to water sources). Despite precautions, for some homes the wildfire risk simply remains too high. If you live in or adjacent to forested, hilly terrain, you can do everything right, but even the best-prepared, most-conscientious homeowner could be vulnerable. Picture this: Most wildfires spread via airborne embers, not by direct flame. Perhaps you live in a rural home with just one road in and out, or you have a long dirt driveway too twisty or narrow for a fire truck to easily pass. Perhaps your home is miles from the nearest fire station and farther still from the nearest fire hydrant. Despite your best precautionary efforts, and despite firefighters’ best intentions, access to your property simply is too restricted, or too dangerous.